Aspire built a financial stack used by 50,000 firms. Now it’s coming to the U.S. to take on Ramp and Mercury

Aspire, a Singapore-based fintech serving 50,000+ clients, is launching its U.S. expansion to offer corporate credit cards and financial services for globally-distributed startups. CEO Andrea Baronchelli positions Aspire as filling a gap left by competitors like Ramp and Mercury that lack "DNA of internationality" for cross-border operations. Two-phase strategy: serve existing international clients expanding domestically, then compete directly for U.S. startup market share.